August 27th, 2013
When going overseas, it’s easy to over pack. After all, you might not know exactly what to expect of your trip in terms of events, dress codes, weather or daily activity, and that means you need many different options for dress. When travelling for business, you may need to bring presentation materials and other supplies. Either way, a lot of luggage can be good for your trip, but a nightmare at the airport especially with all the extra fees airlines are adding on these days.
If you want t avoid hassle and unexpected fees, you might consider shipping some or all your luggage ahead of time. But if you do, will your travel insurance cover any losses? Read the rest of this entry »
August 22nd, 2013
This summer, travel has been stressful as Egypt has dealt with ongoing and escalating violence and Al Qaeda has been ramping up its presence and threats. Most recently, it was announced that Al Qaeda was planning to attack Europe’s high-speed rail network. While news media isn’t certain about the details of the attack, many experts have stated that it is likely center on placing explosives in tunnels and the trains. While some European countries are meeting this threat with additional security measures, including plain-clothed police, others are already operating at high alert and, therefore, are simply maintaining their prior measures.
It’s difficult for travelers to decide how to react to this news when they’ve already invested in securing their travel arrangements. With international travel insurance you can protect yourself whether you decide to go abroad despite new warnings or you decide to cancel your trip once the terror alert climbs too high or the threat hits too close to home. Read the rest of this entry »
August 20th, 2013
If you’re preparing for your first international trip, you’re probably feeling both nervous and excited. While you should enjoy these anticipatory emotions, it’s important that you don’t get so caught up in them that you forget to prepare for the journey. A trip abroad is different than anything else you’ve ever experienced and, as such, requires some special preparation. Here are 5 tips to help get you started.
- Know what to expect at the airport. Yahoo.com suggests that first-time travelers take a close look at airline and security procedures for both the airport they’re departing from and the one they’ll be flying into. It’s likely that you’ll need your ID, passport and boarding pass in order to get on the plane so you want to make sure you have those items accessible. In addition, you should research each airport’s security measures in order to determine what not to wear and what not to pack in your carry-on. Read the rest of this entry »
August 15th, 2013
One of the most well-rounded types of insurance to secure before your next trip abroad is travel insurance. Whether you’re going overseas for business, school or fun, this policy can give you exactly the protection you need to make sure that you don’t accrue massive, unexpected bills due to delays, cancelled trips or stolen property.
Many people assume that travel insurance for international trips covers only the cost of a cancellation, but there’s a lot more to it than that. Here are five additional facts about this valuable protection.
One: Travel Delays and Missed Connections
There are many events that can conspire to delay your trip, through no fault of your own. Lost and stolen passports, a natural disaster, an injury or illness suffered by a travel companion, even your travel company can be at fault for a delay. Delays don’t just throw off your travel schedule, they can result in costly fees if you need to rebook, lose a night in your reserved hotel or reserve a night in a new hotel, and find alternate arrangements to get to your final destination. Read the rest of this entry »
August 13th, 2013
Who doesn’t want to find a way to save money on their vacation? After all, the less you spend on each trip, the more trips you can take every year. While it’s good to save money on things like transportation around your destination, attraction tickets and food—there are some expenses you must be very careful cutting corners on.
Don’t Cut Insurance
There are many different types of insurance you can secure for your trip abroad, and cutting corners here can be a very bad idea. International health insurance is top priority for any traveler because it ensures that you can get affordable treatment if you become ill or injured while travelling. Without it you could very well face a pile of medical bills that turn your affordable vacation into a debt-inducing nightmare. Even worse, you may not be able to afford specialized, but necessary, services such as emergency remote transportation and repatriation expenses for treatment back in the U.S. When designing your policy, be sure to check out some of the additional coverage options for activities you may be participating in such as adventure sports and organized or competitive sports so that you are fully covered. If you think health insurance on your vacation is unnecessary, you might want to consider that, according to the Centers for Disease Control and Prevention, car accidents are the number one cause of death among travelers—and with 20 to 50 million injured worldwide in non-fatal accidents each year, your risks of injury may be higher than you think. Read the rest of this entry »
August 8th, 2013
During the first week of August, the State Department issued a global travel warning relating to the potential for al-Qaeda terrorist attacks. The warning was vague, stating that terrorist attacks had been planned in various locations throughout the month.
When an international traveler has already paid deposits to secure travel abroad and a warning like this is given, it can be both scary and frustrating. If the individual decides to cancel or reschedule the trip, they could be out thousands of dollars. If, in order to avoid this loss, they travel despite the warning, they could be putting themselves in harm’s way. Both concerns, however, can be alleviated with the purchase of travel insurance.
Read the rest of this entry »
August 6th, 2013
Missionaries understand the risks they take on when they go abroad. While they often secure missionary medical insurance in order to ensure proper, affordable treatment should they become ill or injured, they may not realize that there are other types of insurance protecting that they should consider.
Kidnap and Ransom Insurance
The risks you face when going on a mission abroad will vary depending on the location you travel to. In some, the climate or terrain could present your biggest risks. In others, the wildlife and insect world might be the source of your concerns. In others, the risk could be caused by humans taking part in illegal activities, including kidnapping. If you’re travelling to a country for which the State Department has identified a kidnapping risk, you should consider adding kidnap and ransom insurance to your arsenal. Read the rest of this entry »
August 1st, 2013
If you want to renounce your U.S. citizenship, you must turn in your passport. In May of 2013, CNN.com reported that the number of expats surrendering their passports in the first quarter was almost 75 percent of the total number who did during all of 2012. So why the sudden and startling shift to give up citizenship?
In a word: taxes.
According to Bloomberg, in 2008 only 235 citizens gave up their citizenship. In 2011, the number rose to 1,780. And in just the first quarter of 2013 there were a total of 670 U.S. passports surrendered permanently. While every tax holder has his or her own reasons for surrendering citizenship, many of them political, the top reason cited generally involves the U.S. tax code. Read the rest of this entry »
July 26th, 2013
Remember the first camping trip you ever took? The tent that leaked, the bugs, the mosquito spray, the ground that looked clear but felt covered in rocks as soon as you tried to sleep? What about that gauntlet of zippers that you had to get through in order to leave the tent at night? And don’t forget the grimy, dirty feeling you get after a full day and night outside without a shower.
But then, there are the positive sides to camping; enjoying the great outdoors, eating S’mores, getting away from society, seeing nature at its best, and gaining a sense of calm that only time away from technology and noise can give you. If you’re planning a trip abroad, camping can be an innovative and touching way to experience your time in a foreign country. If you want all the benefits of camping without its annoyances, maybe you should consider glamping. Read the rest of this entry »
July 24th, 2013
Staying in a hostel during a trip abroad can be both affordable and safe, but it can also be shocking to those who’ve never experienced a dormitory-style lodging before. No matter how much money a hostel can save you, if you aren’t prepared for the rules, communal environment and overall vibe, you may not enjoy your stay. Here are seven of the most important points you should note about staying in hostels abroad.
- Hostels aren’t always co-ed. Some hostels are female only and some … I bet you know where this is going … are male only, while the rest are co-ed. If you feel more comfortable staying in lodging restricted to your gender, then find out which hostels are single sex in the area you’re visiting. If you’re traveling in a mixed-gender party, find a co-ed hostel or your party may be split up for the night. In some hostels, you may be separated into separate dorms or floors by your gender, so keep that in mind as well. Read the rest of this entry »