There are a lot of different reasons one might travel abroad—and pleasure travel is just one of them; but no matter what your reason, it’s imperative that you invest in a travelers insurance policy first.

Overseas Adoption
International, or overseas, adoption is increasing in popularity among married couples and families in the United States. While in the process of arranging the adoption, you may be required to stay in the country your child is from until the process is finalized. At the very least, you will be required to pick up your child from his or her home country. Read the rest of this entry »

International life insurance is an important product for all international travelers and expats to add to their insurance portfolio. Before issuing any type of policy, insurers like to have a solid understanding of the risk they are taking on by having you as a policyholder. If you attempt to get a domestic life insurance policy and you disclose on the application that you travel internationally on a regular basis, you may find it difficult to get an insurance company to approve you. And if you are an expatriate living outside the U.S., it becomes even more challenging. Read the rest of this entry »

The recent cruise disaster in Italy brings to mind many questions about how international travel health insurance policies could have been of use to the passengers who were injured on the ship or who’ve had their vacations ruined and cut short by the accident.

While it’s impossible to predict what can happen on your trip or cruise and exactly how damages might occur, one thing is certain—if you are injured abroad as the result of negligence, your domestic health insurance policy will not pay the medical treatment expenses. Read the rest of this entry »

Travelers health insurance isn’t just for summer trips to far-off places—it’s also for winter trips to the warm, relaxing beaches of the islands in the Caribbean.

As the winter weather starts to grate on your nerves, and the battle of man versus snow loses all appeal, nothing sounds better than a quick getaway to the Bahamas, Turks and Caicos, Barbados and other tropical locations. But the length of your stay should not determine whether or not you invest in travelers health insurance for you and your family-the quality of the trip you’d like to have should. Read the rest of this entry »

Taking a vacation is all about making fun, interesting choices about how to spend your time off. International medical insurance is all about making sure you have the options you want for medical treatment needed while abroad, without putting a strain on your wallet.
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International travel insurance serves a powerful purpose for your vacation—it protects you from many of the worst case scenarios that travelers face. When you plan your trip abroad, your intention is to have the best vacation possible—but Mother Nature and human nature, at times, both work against this plan. Read the rest of this entry »

You might think of international health insurance as a requirement for adults-only, but when you take a family trip abroad it’s not just the adults who are exposed to risks of accident, illness or injury; it’s also the children. That’s why securing international health insurance for your kids is so important. Read the rest of this entry »

Travel health insurance may not be a typical topic of discussion or concern during the holiday season, but if you’ve got family abroad coming into the U.S. for a holiday visit, it should be. Your visiting family members may not realize the medical bills they could be facing if they travel without insurance coverage designed to protect them. And it’s not just those who take part in adventure sports who need to be concerned about coverage; costly medical treatment expenses can be accrued even after something as simple as a food allergy or seasonal virus. Read the rest of this entry »

Group tours are a great way to save money and see the world, but they don’t protect you from the cost that follow the treatment of illnesses and accidental injuries while abroad; for that, you need travelers insurance.
There are many different benefits associated with group travel. First, you may travel with people who have varying levels of experience with, and understanding of, the history and customs of the area you visit, thus enabling the entire group to benefit from their knowledge. Read the rest of this entry »

Investing in travel medical insurance in order to travel abroad for your education isn’t just about gaining permission to attend the educational institution you’ve chosen. It also isn’t solely about benefitting from a particular University’s programs and professors. It’s about protecting yourself so that you can gain unique, once-in-a-lifetime experiences and grow as an individual. Read the rest of this entry »