While many expats moving abroad for work are covered by their employer’s group insurance policy, there is one group of workers abroad that are completely on their own. Freelancers have the freedom to travel and often love to immerse themselves in different cultures, but these independent, self-employed professionals don’t just need to find their own clients, they need to find their own insurance as well.
Every spot on the globe has its own risk factors that freelancers must take into consideration. One way to learn about these location-specific concerns is to visit The State Department’s website. There, you will find both travel warnings and alerts. Warnings are issued when there is a very serious and ongoing situation and The State Department wants to discourage travel to an area. Alerts are notifications of short-term hazards, such as natural disasters, that are either occurring, have potential to occur or are expected and that temporarily increase traveler safety risks. (more…)