GlobalSelect Executive

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GlobalSelect Executive is our five-star expat international health insurance plan for those who want the most comprehensive level of cover available. This international insurance plan goes beyond the level of cover offered by a Standard plan to include a £5M/$9M/€7.5M overall maximum sum insured per person per year. Additional benefits for the international insurance plan include routine dental and maternity cover, supplemental liability insurance for out-of-country car rentals, hit-and-run insurance, and uninsured and under-insured motorists insurance. The following information provides more details about this comprehensive overseas international insurance option. If you have any questions or need assistance with selecting an expatriate health insurance plan that is right for you, please give us a call today.

Full Benefits and Exclusions of GlobalSelect Executive:

BENEFIT	BENEFIT LEVEL
TOTAL ANNUAL BENEFIT LEVEL
Overall Aggregate Maximum Sum Insured Per Period of Insurance Per Insured Person	£5M/$9M/€7.5M
IN-PATIENT & DAY-PATIENT TREATMENT
Hospital Accommodation and Theatre	Full Cover
Accidents, Emergencies, Intensive Care	Full Cover
Surgeons, Consultants, Anaesthetists & Nurses and Ancillary Charges	Full Cover
Medical Practitioners	Full Cover
Prescribed Drugs, Dressings and Durable Medical Equipment	Full Cover
Reconstructive Therapy	Full Cover
Diagnostic Tests and Procedures, X-rays, Pathology & MRI/CT Scans	Full Cover
Cancer Tests, Drugs, Treatment and Consultants	Full Cover
Physiotherapy	Full Cover
Parental Hospital Accommodation - with an insured child under 18	Full Cover
Post Hospitalisation Treatment - received within 90 days of being discharged from hospital	Full Cover
Hospital Cash Benefit	£300 / $540 / €450 per night up to 60 nights
Organ Transplant - for major organs	£200 / $360 / €300 per night up to 60 nights
Prosthetic Devices	Full Cover
Psychiatric Treatment - after 12 months continuous cover under the Policy	Full Cover to a maximum of 30 days
OUT-PATIENT TREATMENT
Family Doctor, Treatment & Referrals	Full Cover
Specialists and Consultants	Full Cover
X-rays, Pathology, Diagnostic tests and procedures	Full Cover
Prescribed Drugs, Medicines, Dressings and Durable Medical Equipment	Full Cover
Out-Patient Surgery	Full Cover
MRI and CT Scans	Full Cover
Cancer Tests, Drugs, Treatment and Consultants	Full Cover
Physiotherapy, Homeopathic and Osteopathic Therapy	Up to £2500/$4500/€3750 for up to 20 visits
Complementary Medical Treatment	Up to £2500/$4500/€3750
AIDS/HIV Treatment	Up to £5000/$9000/€7500 with a lifetime limit of £50,000/$90,000/€75,000
Hormone Replacement Therapy	Full Cover 18 Month Limit Lifetime
Home Nursing Care - Primary care services of a registered nurse in the insured person’s home immediately after, or instead of, in-patient or day care treatment	Up to £75/$135/€115 per night to a maximum of 60 visits
Rehabilitation	Full Cover up to 180 days
Extended Care Facility	Full Cover up to 6 months
Hospice Care	Full Cover up to 6 months
Adult Wellness and Health Check	Up to £500/$900/€750 (Nil Excess) Extended to include Hearing Test, Sight Test & Vaccinations/Inoculations
Child Wellness and Health Check	Up to £500/$900/€750 (Nil Excess) Extended to include Hearing Test, Sight Test & Vaccinations/Inoculations
Psychiatric Treatment	Up to £2500/$4500/€3750
TRAVEL, TRANSPORTATION AND OUT OF AREA BENEFITS
Emergency Local Ambulance	Full Cover
Emergency Evacuation and Transportation	Full Cover To nearest medical facility, Home Country or country of choice within Your Area of Cover
Accompanying Relative Travel and Accommodation	Full Cover
Cremation/Burial or Repatriation of Remains	Up to £10,00/$18,000/€15,000
Compassionate Home Visit - after 12 months continuous cover under the Policy	Up to £1500/$2700/€2250
USA Elective Treatment within Provider Network - Excludes non-emergency travel & accommodation (Applicable to Insureds who have not selected Area 3 – Worldwide Cover)	Up to £500,000/$900,000/€750,000 with 20% Co-Insurance (Nil Excess)
Worldwide Accident and Emergency Out Of Area Cover	60 Days Maximum, up to £20,000/$36,000/€30,000
COVER IN RESPECT OF PRE-EXISTING CONDITIONS AND CHRONIC CONDITIONS
Pre-Existing Conditions - after 24 months continuous cover under the Policy	Up to £3000/$5400/€4500 with a lifetime limit of £30,000/$54,000/€45,000
Chronic Conditions and Palliative Care	Covered as part of the pre-existing medical limits above
Stabilisation of Acute Chronic Episode	Full Cover
DENTAL TREATMENT
Emergency Treatment - In-Patient or Day-Patient	Full Cover
Accidental Damage - Out-Patient Treatment/Dental Surgery must be received within 5 days from the date of the accident occurring	Full Cover
Emergency Treatment - Out-Patient/Dental Surgery	Up to £250/$450/€375 in aggregate – subject to 25% co-insurance (Nil Excess)
Routine Treatment - Out-Patient	Up to £400/$720/€600 in aggregate (incurred after 180 days from the Effective Date of Coverage)
- Examinations, check-up and x-rays	£50/$90/€75 visit, max 2 visits each period of insurance. Subject to 25% co-insurance (Nil Excess)
- Tooth cleaning and polishing	£50/$90/€75 visit, max 2 visits each period of insurance Subject to 25% co-insurance (Nil Excess)
- Normal compound fillings, simple or non-surgical extractions	£50/$90/€75 each tooth (£80/$145/€120 wisdom tooth) Subject to 25% co-insurance (Nil Excess)
Major Restorative Treatment - Removal of impacted, burled or unerrupted teeth, removal of roots, removal of solid odontomes, apicetomy, new or repair of bridgework, new or repair of crowns (not precious metal), root canal treatment, new or repair of upper or lower dentures	Up to £750/$1350/€1125 in aggregate – subject to 50% co-insurance (Nil Excess) (Incurred after 12 months from the Effective Date of Coverage)
MATERNITY COVER – after 12 months continuous coverage
Pregnancy Complications Including Medically Required C-Section	Full Cover
Normal Pregnancy and Delivery	Up to £5000/$9000/€7500 subject to 20% co-insurance
Newborn Hospital Accommodation	Up to 14 days
Newborn Examination	Up to £150/$270/€225
New Baby Benefit	£100/$180/€150
Cover for Newborns	£25,000/$45,000/€37,500, must enrol with parents in 31 days
NON-MEDICAL COVERS AND BENEFITS
Out of Country Legal Expenses	Up to £10,000/$18,000/€15,000 with £350/$630/€525 Excess
Vision Contribution Benefit	£200/$360/€300 subject to 50% co-insurance
Security and Political Evacuation & Repatriation	Up to £10,000 / $18,000 / €15,000 Lifetime Limit for transportation to nearest place of safety, or home country, or country of residence in the event of your Home Country Government issuing a mandatory evacuation order of your host country.
Identity Theft Cover & Assistance	Up to £500/ $900 / €750
Out of Country Criminal Assault Benefit	£1,000 / $1,800 / €1,500 per admitted night to a maximum of £5,000 / $9,000 / €7,500 (when admitted for 48 hours or more)
Natural Disaster Evacuation & Accommodation	Up to £250 / $450 / €375 per 24 hours for up to 5 days
OTHER SERVICES AND BENEFITS
24 Hour Emergency Helpline	Included
Lost Possession Identification and Retrieval Service**	Included
Medical Information Service	Access to board-certified physicians, licensed psychologists and pharmacists to assist with any routine health related questions

** Service provided by third party and membership issued under separate documentation included within the GlobalSelect fulfilment pack.)

"Full Cover" means up to the applicable overall aggregate maximum sum insured i.e. £5M or $9M or €7.5M

This Schedule of Cover and Excesses is only a summary and must be read in conjunction with the GlobalSelect Policy Wording (copy available upon request), and all sections and cover are subject to all terms and conditions.