Global Medical Insurance^sm 
Worldwide Coverage For All Nationalities and U.S. Expatriates, except U.S. Citizens

In today's global market, a variety of needs exist for international medical insurance. Whether you are moving abroad, traveling frequently between countries, maintaining multiple countries of residence, or seeking private health care alternatives, Global Medical Insurance is designed to satisfy your need.

Global Medical Insurance provides US$5,000,000 of lifetime coverage with a full range of benefits suited for individuals and families. You will be covered worldwide, including your country of citizenship, 24 hours a day. You have the freedom to choose any doctor or hospital for treatment, whether at home or traveling for business or pleasure. Additionally, when you are in the U.S., IMG's^® Preferred Provider Organization allows you to receive care at top medical facilities across the country and significantly reduce your out–of–pocket expenses. Regardless of where you receive care, IMG is often able to work directly with the health care provider to pay eligible medical expenses.

When you select Global Medical Insurance you receive IMG's commitment to deliver world class health care, medical assistance and total peace of mind.

Global Medical Insurance coverage is worldwide, 24 hours a day. It allows individuals to choose any doctor or hospital for treatment, whether at home or traveling for business or pleasure.

Plan Highlights

• Worldwide coverage (including travel)
• Choice of hospital or doctor worldwide (including the U.S.)
• Coverage for pre-existing conditions even if treated during waiting period
• Maternity coverage
• Transplant coverage
• Wellness benefits
• Emergency medical evacuation
• Lifetime eligibility
• Term-life and Daily Indemnity coverage
• Benefits of IMG's PPO Network
• Experienced international claims administrators 24 hour service
• Currency conversion experience
• Sirius International, financial strength and international expertise

• Schedule of Benefits
• Plan Administrator
• Underwriters
• Eligibility
• Renewal of Coverage
• Lifetime Coverage
• Preferred Provider Organization (PPO)
• Emergency Medical Evacuation
• Supplemental Life + Daily Indemnity
• Claims + Pre Certification
• Pre–Existing Conditions and Exclusions
• View Our Premiums
• Apply Online
• Policy Wording (acrobat pdf 112kb)
• Global Medical Insurance Packet(acrobat pdf 724kb)
  (contains brochure and application)