IMG^®:'s Preferred Provider Organization (PPO) 

ACCESSING THE PPO

IMG network providers are available throughout the U.S. When you receive treatment for eligible medical expenses from a network provider, your deductible will be reduced by 50% and any coinsurance applicable to that charge will be waived. If a U.S. hospital outside the provider network is used, a co–payment of US$250 is required in addition to the regular deductible and coinsurance. This co–payment is waived if there is not a provider within 50 miles of the location of treatment.

You may access the PPO in two ways:

1. When requested, we will either forward a copy of the facilities available in the area you are seeking treatment or refer a provider to you.

2. The PPO directory may also be accessed on the IMGLOBAL Web site, www.imglobal.com. Providers are listed by location and specialty.