Travel LX

This may cover your unused, prepaid, non-refundable trip costs and added transportation costs. The Travel LX plan offers the highest coverage benefits for any type of trip. The plan gives you flexibility because you can cancel for any reason should you need to cancel your travel plans other than for those listed as “covered reasons” on a policy and the plan includes an Interrupt for Any Reason benefit if you must interrupt your trip 72 hours or more after your actual departure date.

Benefit
Maximum Limits

Trip Cancellation

Trip cost $100,000

Trip Interruption

150% of Trip Cost

Travel Delay

$1,000 ($250 per Day)

Missed Connection

$500

Change Fee

$300

Reimbursement of Miles or Reward Points

$75

Baggage & Personal Effects

$2,500

Baggage Delay

$500

Accident & Sickness Medical Expense

$100,000

Hospital of Choice

Included

Emergency Medical Evacuation

$1,000,000

Common Carrier AD&D

$100,000

Pre-existing conditions

Yes- if purchased within 20 days of initial trip deposit

Search & Rescue

$10,000

Sports Equipment Rental

$2,000 ($500 per Day)

Waives excluded sports/recreation activities

Included

Cancel for Any Reason

Included 75% of trip cost insured if purchased within 20 days of initial trip deposit

Interruption for Any Reason

Included 75% of trip cost insured if purchased within 20 days of initial trip deposit

Non-Emergency Evacuation

$50,000

Rental Car Damage

$40,000

Coverage Type

Primary

 

This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are subject to all provisions, terms, conditions, limitations, and exclusion in the insurance policy.

 

The above is a summary of benefits. Please review the insurance policy for a detailed description of the terms, conditions and exclusions. Plan availability and benefits may change per State. If you are not satisfied for any reason with the coverage, you may submit a cancellation request and receive a full refund within 10 days from the effective date of your insurance coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days.

 

Travel Assistance Services are offered by iTravelInsured and are not insurance benefits. Insurance benefits are underwritten by the United States Fire Insurance Company. Fairmont Specialty and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2014.

 

Contact Us

New York International Group
The Empire State Building
350 Fifth Avenue, 59th Floor
New York, NY 10118
Tel: 212.268-8520 800.804.5763
Fax: 212.268-8524
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