Terms and Conditions

 

LEGAL TERMS AND CONDITIONS OF USE

PLEASE READ THESE TERMS OF USE AND LEGAL DISCLAIMER CAREFULLY BEFORE USING THIS SITE. BY USING THE SITE, YOU SIGNIFY YOUR AGREEMENT TO THESE TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS OF USE, PLEASE DO NOT USE THIS SITE.

This site is owned and operated by NEW YORK INTERNATIONAL GROUP, Inc., an affiliate of INTERNATIONAL MEDICAL GROUPsm (hereinafter "NYIG"). No material from this site may be copied, reproduced, down loaded, uploaded, modified, sold, displayed published, republished, posted, transmitted, distributed, incorporated into another work or otherwise dealt with or exploited except as expressly authorized by NYIG in writing. Without limiting the foregoing, any use or modification of the content of this site is strictly prohibited and is in violation of trademark, copyright and other proprietary rights owned by parties including NYIG and its affiliates. Notwithstanding the foregoing, visitors to this site may print or download the information contained on the site for their own personal and non-commercial use only and on the condition that they indemnify and hold harmless NYIG from and against all manner of claims, suits, demands, damages, costs, and consequences of such use. These terms and conditions may be updated by NYIG from time to time without notice to you.

The information and content contained in this site is intended for general informational purposes only. It is not intended to constitute insurance, legal, financial, tax or any other professional advice or services. You should consult a qualified professional advisor before making any decision relating to the information contained in this site.

The materials in this site are provided strictly on an "as is" basis. NYIG makes no representation or warranty concerning the accuracy of the information and content contained in the Web Sites. NYIG expressly disclaims all warranties whether express, implied or statutory, to the greatest extent permissible by law, including, but not limited, all warranties of accuracy, completeness, merchantability, performance, and fitness for a particular purpose. All information should be verified directly with NYIG prior to your acting in reliance upon it.

NYIG HEREBY EXPRESSLY DISCLAIMS FOR THEMSELVES AND THEIR RESPECTIVE EMPLOYEES, SUCCESSORS, HEIRS, AFFILIATES AND AGENTS, ANY AND ALL LIABILITY FOR ANY DAMAGES OR LOSS SUFFERED BY YOU, OR BY ANY OTHER PERSON, AS A RESULT OF YOUR USE OF THE INFORMATION AND CONTENT CONTAINED ON THE WEB SITES INCLUDING, BUT NOT LIMITED TO, ANY CONSEQUENTIAL, INCIDENTIAL, SPECIAL, PUNITIVE, EXEMPLARY AND GENERAL DAMAGES WHETHER OR NOT THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

All links between this site and other sites are owned, managed and maintained by independent third parties. As such sites are outside of the control of NYIG. NYIG makes no representations or warranties regarding the accuracy, completeness or any other aspect of the content of such sites or the advertising, services or products offered or sold by way of such sites. Furthermore, NYIG does not endorse such sites nor any advertising, services or products offered by way of such sites. You further agree that NYIG is in no way responsible for the content or availability of such sites. YOU EXPRESSLY AGREE THAT NYIG WILL IN NO WAY, DIRECTLY OR INDIRECTLY, BE LEGALLY LIABLE FOR ANY CONTENT, ADVERTISING, PRODUCTS, SERVICES OR OTHER MATERIALS AVAILABLE ON OR BY WAY OF SUCH SITES, NOR FOR ANY LOSS OR DAMAGES RESULTING FROM OR RELATED TO SUCH CONTENT, ADVERTISING, PRODUCTS, SERVICES OR OTHER MATERIALS OR YOUR USE THEREOF OR RELIANCE THEREON.

Nothing contained in this site should be construed as a solicitation, offer to sell or contract of any kind. Purchasers of insurance products should check their local laws before buying any insurance product.

Complete details of the benefits and plans available through NYIG are contained in the policies, schedules and endorsements of the particular plans and can be obtained from NYIG without charge upon request.

You agree to direct all inquiries regarding claims under policies arranged by NYIG to the insurance company that issued your policy.

For quote requests or if you have questions or comments regarding this site or if you wish to link your Web site to this site, please send an e-mail.

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