INTERNATIONAL INSURANCE PRODUCTS
LONG-TERM COVERAGE FOR EXPATRIATES AND FOREIGN NATIONALS
REGARDLESS OF CITIZENSHIP OR RESIDENCE
Global Medical Insurance®
Global Medical Insurance is for people residing overseas for one year or longer, and who require international insurance coverage, including their home country. Global Medical Insurance allows you to customize an insurance plan that is specifically tailored for your medical needs.
Silver Option: The Silver option provides affordable, international insurance for the more budget-conscious consumer. With $5,000,000 of lifetime coverage, the Silver option offers a wide range of scheduled health benefits equipped to meet your essential needs.
Gold Options:Our Gold level offers two levels of international coverage: Gold and Gold Plus. The plans offer optional areas of coverage, including worldwide, a choice of deductibles with comprehensive health insurance coverage including emergency medical evacuation.
Platinum Option:The Platinum option is our premier insurance plan offering enhanced benefits such as comprehensive medical, dental and vision, including pregnancy coverage. Designed for the global citizen, the Platinum provides you with a full range of international insurance benefits while overseas, including access to an exclusive Global Concierge and Assistance Services.
EUROPEAN STYLE INSURANCE PRODUCTS
LONG TERM COVERAGE FOR EUROPEAN EXPATRIATES,
GlobalSelect® International Healthcare Coverage
Traveling, working, or living abroad can be exciting, but can also present unexpected obstacles and challenges, especially when it comes to your health. You and your family deserve quality medical care that is dependable, hassle free and affordable. International insurance that takes care of your medical needs is very important, especially where local health facilities may be basic, unreachable, have long waiting lists or may be unable to provide you with the type of treatment you require. Most private facilities, if available, are often prohibitively expensive and your local medical facility may not be able to transport you there. GlobalSelect International Healthcare coverage provides you and your family with an extensive range of coverage options and access to some of the best medical centers in your chosen area of coverage.
INTERNATIONAL TRAVEL INSURANCE PRODUCTS
SINGLE TRIP OR SHORT-TERM TRAVEL INSURANCE PLANS
A plan designed for US Citizens traveling abroad for a minimum of 5 days up to 12 months and can be renewed for up to a maximum of 24 months. Plan benefits include medical evacuation, repatriation, trip cancellation, lost baggage, accidental death & dismemberment and choice of deductible and policy limits.
GlobeHopperSM Senioris a temporary travel medical insurance plan designed specifically for travelers age 65+ who travel outside of the United States. The plan provides seniors who are U.S. citizens or U.S. permanent residents with short-term health insurance, emergency medical and political evacuation, repatriation of remains, choice of deductibles and plan maximums up to $1,000,000. Seniors can choose from two plan options: The Single-Trip protects senior travelers for trips from 5 days up to 12 months while on a single trip. The Multi-Trip gives frequent senior travelers the ability to purchase an annual plan to cover multiple trips during a 12-month period, with each trip covered up to 30 days maximum.
All nationalities, except US citizens, traveling outside their country of citizenship from a minimum of 5 days up to 12 months and can be renewed for up to a maximum of 24 months are covered by the Patriot America® plan. The plan provides medical benefits, dental treatment if caused by an accident, emergency care such as evacuation, and options regarding the deductible and policy limits.
Patriot America® Plusis a plan for non-U.S. citizens who need short-term health insurance coverage when traveling outside of their home country. The policy offers coverage for medical benefits (including the Acute Onset of Pre-existing conditions prior to age70), emergency political and medical evacuation, repatriation of remains, and a choice of deductibles and plan maximums up to $500,000. Non-U.S. individuals, families, and groups may purchase this plan for temporary medical insurance from 5 days to 2 years.
Patriot Platinum International®
If you are a U.S. citizen and intend on residing abroad but are not sure of the length of your stay, you might consider the Patriot Platinum International, which provides coverage overseas for a minimum of 5 days up to 12 months and can be renewed for up to a maximum of three (3) years. If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to three years, and permits you to make brief returns to the US and still remain covered.
Patriot Platinum America®
Our top level enhanced benefits plan for the non-US citizen who travels or resides outside of their home country. The Patriot Platinum America provides coverage for a minimum of 5 days up to 12 months and can be renewed for up to a maximum of three (3) years. If a non-US citizen purchases a plan for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to three years.
Patriot Adventure provides insurance coverage for travelers taking trips abroad for a minimum of 30 days up to a maximum of six (6) months. The plan will provide coverage for injuries that might occur during non-contact amateur sports such as mountain biking, snorkeling, snowboarding, horseback riding. (See brochure for covered and excluded activities).
Patriot Multi TripSM
Frequent travelers who take multiple short-term trips internationally during a year will benefit from the Patriot Multi TripSM plan, which is designed to cover up to 30 or up to 45 days per trip without having to go through the hassle of re-applying for a new policy every time you travel abroad during the year.
Patriot Group Travel Medical Insurance®
An international insurance plan that is designed for organizations that have a group of 5 or more members that will be traveling together to a destination that is not the home country of any of the traveling members. Coverage is available for 5 days to 1 year, and is renewable up to 2 years. This group plan provides the same benefits as the individual Patriot Travel Medical Insurance plan at a significant discount for applying as a group.
To help protect you from losing the money you've spent to travel, there is Patriot T.R.I.P.SM which provides insurance protection to vacationers who are unable to take their trip or are interrupted during their vacation due to circumstances such as illness or injury, jury duty, job layoff, terrorism or the bankruptcy of the tour operator, cruise line or airline.
Patriot T.R.I.PSM Elite
Patriot T.R.I.PSM Elite provides the highest level of protection for your picture perfect vacation. This premier plan increases the benefit amount for emergency medical, emergency medical evacuation, travel delay, baggage, trip interruption and includes coverage for violent attacks.
Patriot T.R.I.P Student®
The Patriot Student T.R.I.P offers travel insurance protection and emergency assistance to individual students or student groups. The plan provides coverage for unforeseen circumstances that may lead to the cancellation of travel plans or interrupt a covered trip.
INDIVIDUAL INSURANCE PLANS FOR STUDENTS
PATRIOT EXCHANGE PROGRAM smCultural Exchange Student Insurance Plans
The Patriot Exchange Program is designed for students studying abroad or participants of cultural exchange programs. Two plan options are available: The basic short-term travel plan, which is a more economical plan and the standard short-term travel plan, which meets the U.S. visa insurance requirements. Plans are available in monthly increments and if a minimum of 3 months is purchased, coverage may be renewed (without break in coverage) for a total of 24 months.
STUDENT HEALTH ADVANTAGE smLong-term travel medical insurance for individual students traveling overseas
A student who intends to study abroad for one or more semesters needs the Student Health Advantage, which meets student visa requirements and includes benefits for mental health and organized sports. The plan covers intercollegiate, interscholastic, intramural, or club sports (review brochure for benefits and exclusions)
GROUP INSURANCE PLANS FOR STUDENT GROUPS
PATRIOT GROUP EXCHANGE PROGRAM smGroup plans for exchange students
The Patriot Group Exchange Program provides travel insurance for student groups studying overseas or members enrolled in a cultural exchange programs. Under the Patriot Group Exchange program, you have the option to choose from three types of plans: (1) The Basic short-term travel plan is for students on a budget, (2) the Standard short-term travel plan will provide you with necessary visa travel insurance and (3) the Long-term annual plan can be tailored to meet the specific needs of your student group or exchange program and can be renewed annually.
STUDENT HEALTH ADVANTAGE sm
Student Health Advantage is a long-term travel insurance plan that meets the student visa requirements and is designed for group members and their dependents. Some of the benefits that are covered are maternity without any waiting period as long as conception occurred after the effective date, mental health and organized intercollegiate and interscholastic sports. See plan brochure for policy benefits and exclusions.
GLOBAL MISSION MEDICAL INSURANCE
PROTECT YOUR INVESTMENT IN CASE YOU HAVE TO CANCEL YOUR TRIP
Global Mission Medical Insurance®
Global Mission Medical Insurance is a long-term comprehensive major medical insurance plan, providing $5,000,000 (USD) of lifetime coverage that is geared for individuals and families of all nationalities who are overseas and back on furlough. Group coverage for 5 or more is also available. Click here for a request form.
Single Trip Plans Short Term Travel Medical Insurance
Outreach InternationalSM is exclusively for U.S. citizens who are missionaries and for church or religious organizations traveling overseas. Coverage is available for a minimum of 5 days up to a maximum of 24 months. The plan has benefits such as medical coverage, evacuation, repatriation, trip cancellation, lost baggage, accidental death & dismemberment and choice of deductible and policy limits. Group coverage of 5 or more is also available
Outreach America SM is solely for Non-US Citizens who travel outside their country of citizenship to engage in missionary work for a minimum of 5 days up to a maximum of 24 months. Plan benefits including trip cancellation, lost baggage, accidental death & dismemberment, health care cover, medical evacuation and provides you with a choice of deductible and policy limits. We also offer group coverage for 5 or more persons.
INTERNATIONAL GROUP PLANS
GEO Group International® is an insurance plan that is structured for companies that have operations and offices in several countries. Heath, life and disability coverage is also available to corporations that have 5 or more employees worldwide. For further information, review our group plans.
INTERNATIONAL LIFE INSURANCE
International Life Insurance is for all nationalities who want life insurance protection worldwide, free from the usual restrictions of domestic life insurance plans. As an independent international insurance broker, we have access to term and permanent life insurance plans that will provide you with the protection you need anywhere in the world. Personal life insurance quotes depend upon citizenship, age, health history, amount of coverage needed and occupation.
INTERNATIONAL MEDICAL, DISABILITY, AND TRAVEL ACCIDENT INSURANCE WITH WAR ZONE & TERRORISM COVERAGE
In today’s political and economic climate, acts of war and terrorism remain a constant threat. People are finding that their jobs require them to travel abroad to places of political unrest. Many employees and professionals find it difficult to obtain adequate insurance coverage to take care of their families should an accident or other life threatening occurrence occur in one of these high-risk areas. Warzone & terrorism quotes depend upon your age, citizenship, occupation and destination.
INTERNATIONAL DISABILITY INSURANCE
International Disability Insurance is income protection for expatriates and foreign nationals, if they become permanently disabled due to injury or illness. Coverage is available to both individuals and groups. International disability insurance quotes are based upon age, salary, employment and your health status.
PILOTS LOSS OF LICENSE AND DISABILITY INSURANCE
Pilots need to protect themselves and their families with adequate disability insurance coverage. Our plans include pilot loss of license insurance and can be used to create protection against both short and long-term disabilities. We also offer flexible elimination periods, monthly disability payments ranging from $500 to $25,000 and rates for every budget. Our comprehensive, affordable plans cover many different types of pilots including corporate, commercial and helicopter pilots.
KIDNAP & RANSOM INSURANCE
Kidnapping and ransom insurance is an important coverage for companies sending executives abroad to travel or live, and has become increasing more important for US companies. This type of insurance coverage provides, as the basis, for all benefits, access to one of the premiere crisis response organizations in the world. The response team gives advisory assistance to the family or business with regard to independent investigations, negotiations, arrangement and delivery of funds, and numerous other services vital to a safe, speedy and satisfactory resolution.