Travel LX
This may cover your unused, prepaid, non-refundable trip costs and added transportation costs. The Travel LX plan offers the highest coverage benefits for any type of trip. The plan gives you flexibility because you can cancel for any reason should you need to cancel your travel plans other than for those listed as “covered reasons” on a policy and the plan includes an Interrupt for Any Reason benefit if you must interrupt your trip 72 hours or more after your actual departure date.
Benefit |
Maximum Limits |
Trip Cancellation |
Trip cost $100,000 |
Trip Interruption |
150% of Trip Cost |
Travel Delay |
$1,000 ($250 per Day) |
Missed Connection |
$500 |
Change Fee |
$300 |
Reimbursement of Miles or Reward Points |
$75 |
Baggage & Personal Effects |
$2,500 |
Baggage Delay |
$500 |
Accident & Sickness Medical Expense |
$100,000 |
Hospital of Choice |
Included |
Emergency Medical Evacuation |
$1,000,000 |
Common Carrier AD&D |
$100,000 |
Pre-existing conditions |
Yes- if purchased within 20 days of initial trip deposit |
Search & Rescue |
$10,000 |
Sports Equipment Rental |
$2,000 ($500 per Day) |
Waives excluded sports/recreation activities |
Included |
Cancel for Any Reason |
Included 75% of trip cost insured if purchased within 20 days of initial trip deposit |
Interruption for Any Reason |
Included 75% of trip cost insured if purchased within 20 days of initial trip deposit |
Non-Emergency Evacuation |
$50,000 |
Rental Car Damage |
$40,000 |
Coverage Type |
Primary |
This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are subject to all provisions, terms, conditions, limitations, and exclusion in the insurance policy.
The above is a summary of benefits. Please review the insurance policy for a detailed description of the terms, conditions and exclusions. Plan availability and benefits may change per State. If you are not satisfied for any reason with the coverage, you may submit a cancellation request and receive a full refund within 10 days from the effective date of your insurance coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days.
Travel Assistance Services are offered by iTravelInsured and are not insurance benefits. Insurance benefits are underwritten by the United States Fire Insurance Company. Fairmont Specialty and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2014.
