International Life and Disability Insurance

Your death could leave your family or business financially unprotected. Nothing will replace you, but international life insurance will provide you and your family with the financial security you need.

Many people assume that their domestic life insurance policy will cover them overseas. Even if you have an accidental death and dismemberment coverage, it may not continue to cover you in the event of terrorist or other political attack while overseas. If you are relocating for work overseas, you need to check with your employer whether your existing life insurance benefits will be adjusted to cover you internationally.

New York International Group offers international life insurance plans for expatriates of all nationalities. Most policies can be set up for a 10, 15, 20, 25 or 30 year term, depending on occupation, location and country. We also able to provide disability insurance to expatriates, government contractors, pilots, journalists and other occupations that are working and living overseas.

High Limit Accident

High Limit Accident insurance provides coverage in the event of death due to accidental bodily injury, accidental dismemberment or permanent disability. High Limit Accident Insurance rates vary depending upon occupation, country where coverage is being requested and the amount coverage. Coverage is available for up to ten (10) times annual salary. While most insurance companies will not cover you if you travel to war zones or where the U.S. State Department has issued travel warnings for countries that are a high risk, we are able to provide you with war zone and terrorism insurance.

Pilots Loss of License and Disability Insurance

It is not so easy to find adequate disability income coverage for Pilots. Our plans include pilot loss of license insurance and can be use to protect against both short and long-term disability. There are several elimination periods available, economical rates, and monthly disability payments can range between from $500 to $25,000. Our cost-effective plans cover many all types of pilots such as corporate, commercial and helicopter pilots.